Legal & Compliance
Service Agreement
Transparency matters. Review and download the documents we use with every client — fully compliant with the federal Credit Repair Organizations Act (CROA).
Credit Repair Service Agreement
The full CROA-compliant contract outlining services, fees, client responsibilities, and signatures.
Download PDF
Consumer Credit File Rights (CROA Disclosure)
Required federal disclosure of your rights under the Credit Repair Organizations Act.
Download PDF
Notice of Cancellation
Use this form to cancel within three business days of signing — no penalty, no obligation.
Download PDF
Client Intake Form
Download, complete, and bring to your consultation — or fill out the online intake instead.
Download PDF
Your rights, plainly stated
- • You may cancel this contract at any time before midnight of the third business day after signing — without penalty.
- • You will never be charged in advance of services performed.
- • We make no guarantee of credit-score increases or removal of any specific item.
- • You may dispute inaccurate information yourself, at no cost, directly with the bureaus.
- • You are entitled to one free credit report per year from each of the three nationwide bureaus.
Ready to start?
Fill out the client intake form and book your consultation.